Last Updated: October 17, 2025
IMPORTANT: Please read this disclaimer carefully before using our services. By using SpookyFast Loans, you acknowledge and agree to the following terms.
SpookyFast Loans is NOT a lender. We are a loan comparison and connection service that connects consumers with third-party lenders and lending partners. We do not make loans, make credit decisions, or guarantee loan approval.
Submitting a loan request through our website does not guarantee:
Each lender in our network has its own:
You are responsible for reviewing and understanding all loan terms before accepting any loan offer. We are not responsible for the terms, rates, or conditions offered by any lender.
Any APR ranges, rate estimates, or loan calculations displayed on our website are for illustrative purposes only. Your actual APR and loan terms will be determined by the lender based on your creditworthiness, income, and other factors.
While checking your rate through our service typically does not affect your credit score (soft inquiry), accepting a loan offer from a lender may result in a hard credit inquiry, which could impact your credit score. Each lender has its own credit inquiry policies.
Loan products and lenders may not be available in all states. Availability depends on state regulations and lender licensing. We do not guarantee that you will be matched with a lender in your state.
The information provided on our website is for general informational purposes only and should not be considered financial advice. We recommend consulting with a qualified financial advisor before making any borrowing decisions.
While we strive to provide accurate and up-to-date information, we make no warranties or representations about the accuracy, completeness, or reliability of any information on our website. Information may change without notice.
We are not responsible for:
Borrowing money is a serious financial decision. Before accepting any loan:
Failing to repay a loan on time may result in:
We have financial relationships with some of the lenders and partners featured on our website. We may receive compensation when you are connected with a lender or accept a loan offer. This compensation may influence which lenders we display and their placement on our site.
We do not guarantee that our website will be available at all times or free from errors, viruses, or other harmful components. We reserve the right to modify, suspend, or discontinue our services at any time without notice.
To the fullest extent permitted by law, SpookyFast Loans and its affiliates shall not be liable for any damages arising from your use of our services or any loan you obtain through our platform.
We reserve the right to update or modify this disclaimer at any time without prior notice. Your continued use of our services after any changes constitutes acceptance of the updated disclaimer.
If you have questions about this disclaimer, please contact us at:
Email: support@fastcashmatch.com
Phone: 1-800-SPOOKY-LOAN